Category Archives: Home & Garden

Cluttered Concerns – How A Messy Home Negatively Influences Your Life

A messy home can have a surprisingly negative affect on our mental health and wellbeing. From clutter and filth, to dust and decay, the consequences of mess go beyond aesthetics and can cause debilitating emotional, social and physical distress.

Nasty Surprises

One the the most obvious and disgusting outcomes of a messy home is that it is prone to attracting unwanted, pesky visitors, such as rodents, cockroaches, spiders and ants. These creatures are attracted to leftover food scraps, accumulated waste and other debris.

Piles of clothing and clutter also make excellent hiding spots for spiders. Species such as the much maligned white-tail spider are known to frequent clothing piles, and enjoy making their homes in your piled laundry.

For infestations of these pests, as well as mice, rats and roaches, it’s best to call in a pest control professional to locate the source of any nests and block any existing entry points. If you’re wanting to decrease the frequency of these infestations, it’s a good idea to practice better home hygiene, beginning with the kitchen.

Make sure to wash all soiled items after use, and wipe surfaces clean of crumbs and debris. Reseal used products and place them in the fridge or in a sealed cupboard. For bedrooms and bathrooms, store fabric items and clothing on hooks and hangers.

Metaphorical Mountains

Symbolism can be important when it comes to our emotional wellbeing, and you don’t have to look far in a messy home to find your first metaphor. If you’re the type of person who likes to collect mountains of stuff, or considers the floor an appropriate place to store clothing (ie; a floordrobe) it can be an indication of other emotional or physical issues which might be affecting you.

Cleaning and organising can seem both needlessly tiring and unnecessary at times, especially if you’re already stressed or tired. Unfortunately, the benefits of a clean house will be most obvious to you in those times of emotional distress, and can further impact your ability to pull yourself out of it.

To combat mess or clutter building up over time, set yourself small and completable tasks to complete every day which are non negotiable. For example, wiping down the bath or shower after using it, or cleaning the toilet every third day. By putting small and manageable routines into place, you can stop insurmountable or stress-creating mess from ever building up, and in turn give yourself a cleaner, healthier space to live in for those moments when you’re truly craving peace and clarity.

Visitors? No Thanks!

Another not-so-nice consequence of a messy home is its potential impact upon your social life. A messy home can create the inability to host guests in your home, resulting in a lack of social connection. For many people this can be isolating and lead to further stress and discomfort.

If you’re trying to create a neater, more easy to manage space in order to improve your social life, start gradually. A good place to begin is in the kitchen. A clean kitchen is a more inviting space to cook in, and it’s often a hub of activity and social happenings within a house. Regularly clean your stove, cooking utensils and dishware. By doing so you’ll always have clean dinner dishes and cups for tea and coffee in the event of guests.

Once you’ve made an effort to clean your kitchen, try to organize your living and dining space into a more social-friendly space. Create an area with clustered chairs so that it’s inviting for guests to sit at. From there, move gradually to cleaning the bathroom, any outdoor areas, and then bedrooms.

Reforming a messy house into a more manageable and liveable environment will have positive emotional and social outcomes for you and your family. By starting slow and engaging professionals where necessary, you can regain control over your house and your clutter – one small step at a time.

This is a sponsored guest post that does not necessarily reflect the views or ideals of Mommy Ramblings.

 


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Pup Star World Tour Recipe Contest- Chinese Almond Cookies

We were thrilled to take part in the Pup Star World Tour Cuisine Contest to celebrate the release of Pup Star: World Tour on Netflix and Digital HD May 5th. Air Bud Entertainment’s PUP STAR is back, with an all-new movie that takes the popular singing dogs on trip around the world, where Tiny and friends find fantastic new songs and meet exciting new canine singers that prove music really is the universal language!

If you missed our video we made of our unboxing of the great Pup Star: World Tour Suitcase Goodie Box we received, you can check it out below:

In that box we found a recipe booklet filled with fun human recipes we could make to enjoy while we watch Pup Star: World Tour on Netflix. We just love all the Air Bud and Air Buddies movies, so we were super excited to make Chinese Almond Cookies and share them with you.

Check out our recipe tutorial video below for step by step instructions on how to make these great cookies.

We altered the recipe a little because it mentioned baking soda but there was no baking soda in the recipe and so I added 1.5 tsp. We also found that 1 cup of sliced almonds was much more than what is needed. A half cup of sliced almonds is more than enough. You can find the recipe with my tweaks below.

Pup Star World Tour Cuisine Contest- Chinese Almond Cookies

Prep Time: 10 minutes

Cook Time: 16 minutes

Total Time: 26 minutes

Yield: About 32 Large Cookies

Ingredients

  • 1 Cup of Unsalted Butter, Softened
  • 1 Cup of Sugar
  • 1 Egg
  • 1 Egg White
  • 1 Tsp. of Pure Almond Extract
  • 1.5 Tsp of Baking Soda
  • 1 Tsp of Salt
  • 1/2 Cup of Sliced Almonds
  • 1/2 Tsp. of Water

Instructions

  1. Preheat oven to 325 degrees F.
  2. Whisk Egg White and Water and Set Aside
  3. Cream Butter and Sugar With Electric Mixer
  4. Add Egg and Almond Extract
  5. Gradually Beat in Flour, Salt and Baking Soda Mixture
  6. When Combined Remove From Mixer and Take 1 TBSP. of Dough
  7. Roll Dough Into A Ball and Place on Ungreased or Silicone Lined Baking Sheet
  8. Place Dough Balls about 2" Apart
  9. Flatten Dough Balls with the Bottom of a Glass
  10. Add Sliced Almonds To Top of Cookies, Press Them In Firmly
  11. Brush Tops of Cookies with Egg White Mixture
  12. Bake 14-16 Minutes or Until Edges and Bottoms are Lightly Browned.
  13. Let Sit 2 Minutes on Cookie Sheet Before Transferring To Baking Rack To Cool Completely
https://www.mommyramblings.org/2018/05/20/pup-star-world-tour-recipe-contest-chinese-almond-cookies/

Now check out the Pup Star: World Tour Trailer:

Air Bud Entertainment, the proud creators of beloved family entertainment, including ‘Air Bud’ and ‘Disney Air Buddies,’ announces the biggest doggone adventure of the year, with an exciting all-new addition to the hugely popular PUP STAR live-action film franchise — PUP STAR: WORLD TOUR.   Debuting on NETFLIX and Digital HD, May 5, 2018, the fantastic family film takes audiences around the world, as the action-packed spin on popular TV singing competitions goes global when ‘Tiny,’ the adorable singing Yorkie pup, packs her bags for far-away places from Africa to India and beyond.  Along the way, Tiny and her fellow judges find a rich tapestry of fantastic new songs and meet exciting new canine singers, including ‘Julio, a Mexican heart-throb who’s not all he appears to be, but ultimately helps them discover that music really is the universal language that brings us all together as one pack, one voice, singing in harmony!

Featuring a soundtrack of paw-tapping new songs, PUP STAR: WORLD TOUR is the newest feature-length addition to the popular dog-filled PUP STAR family film franchise.   The franchise launched in 2016 with overwhelming hit PUP STAR and continued in 2017 with PUP STAR: BETTER 2GETHER, which recently (3/23/18) had its world broadcast premiere on Disney Channel.  Both films are currently available on NETFLIX.

The PUP STAR: WORLD TOUR global adventure reunites the film’s live-action cast including Makenzie Moss (Steve Jobs) as Tiny’s owner, Lou; David Deluise (The Wizards of Waverly Place) as her father, Denisse Ojeda as the family’s loyal nanny ‘Ida’; Reggie De Leon (Disney’s stage version of Aladdin) as her manager ‘Shep;’ and features the return of Jed Rees (Deadpool) as the delightfully bad ‘Roland.’

A tail-waggin selection of talent returns to provide voices for the film’s canine stars, including top music icon Ziggy Marley (as ‘Dog Gnarly’); John Ratzenberger voices ‘Grandpa Growl; YouTube sensation Mackenzie Sol (The X-Factor) returns as ‘P.U.P’; and 13-year old singing sensation Kaitlyn Maher (America’s Got Talent) returns as the voice of Tiny and sister Scrappy.   The film also returns the voices of George NewbernDiedrich BaderNikki BlonskySteve ValentineBrian Hull and Jonathan Mangum.  Exciting new vocal talents include Maulik Pancholy (30 Rock) as ‘Raji,’ the slumdog crooner from India; and Jorge Diaz (Disney’s Elena Of Avalor) as ‘Julio,’ the Mexican heart-throb.

PUP STAR: WORLD TOUR is produced by Air Bud Entertainment, the creative force behind the #1 live-action, direct-to-home movies in the family category.  The film is directed by “Air Bud” and “Disney Air Buddies” veteran Robert Vince, produced by Anna McRoberts and written by Robert Vince.

About Air Bud Entertainment

Air Bud Entertainment is the premium brand for live action family movies and TV series. The Company has created over 22 family movies and five movie franchises that are licensed around the globe including the five Air Bud movies; seven Air Buddies movies with two Santa Paws movies in partnership with Disney, along with the new four movie Pup Star franchise for Netflix. ABE also recently announced its new series Puppy Prep Academy with Disney Channel in the U.S.

Stay In The Loop with AirBud On Social Media with the links below:

Website:          Airbud.com 

Facebook:       Facebook.com/AirBudOfficial

Twitter:           @AIRBUD   and    @PupStarMovie

Instagram:      @AirBudOfficial

YouTube:        Youtube.com/channel/UCHAL_UurzMKDyrpddriiuXA

 

Let me know if you try these cookies and what you think of Pup Star: World Tour on Netflix.

We partnered with a PR Company for this post and entering the recipe contest we hope to be a winner of a 7 day trip to Florida for our family!!!


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Filed under Baking, Cooking, Entertainment, Home & Garden, Pets

Vremi 10 Piece Colorful Knife Set & Bump N’ Grind Coffee Grinder Giveaway

If you are looking to add some color to your kitchen, you will love the Vremi 10 Piece Colorful Knife Set. You will be on the cutting edge of style with these 5 bright knives and sheath covers. 

Set includes a Chef’s Knife, Carving Knife, Utility Knife, Paring Knife and Serrated Knife. 

For all your prep, cooking and carving needs, you can’t beat the value of this rainbow-colored knife set. Each knife is forged with a heavy-duty real steel blade and perfectly weighted for optimal performance. Knives are odor and stain resistant with never dull edge tip end that will stay rust proof with proper care and sharpening

  • NON STICK with MATCHING BLADE GUARD – Professional Knife kit features food grade non-stick coating and protective cover guards  for drawer storage and kids safety. Magnetic blades also store nicely on any wall mount hanging magnet rack organizer
  • ERGONOMIC NON SLIP HANDLES – Each modern colorful individual knife also features non slip comfort grip on its solid narrow plastic handle that makes big or small fruit vegetable and foods slicing more fun, whether it’s a tomato, onions, or cake.

These knives come in a nice box, perfect for gift giving or for your own kitchen.

From knives to grinding up coffee, we are excited about the Vremi Bump N’ Grind Electric Coffee Grinder. This easy to use coffee bean grinder is equipped with one touch control settings. Grinding is easy as pouring in your beans, placing the top on and pressing the button.

The double stainless steel blades are durable and sharp letting you grind your beans coarse, fine or to a powder consistency to match your needs. Easy to clean with included cleaning brush, no disassembly needed.

Giveaway:

Enter below for your chance to win the Vremi Knife Set and Bump N Grind Coffee Grinder.

 


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10 Advantages Of The Best Cordless Vacuum & How You Can Make Full Use Of It

Let’s be real: vacuums with cords are passé. Yes, they are still used (same as some people still have push-button phones), but it’s far from being a tech trend. The thing is, cords are just not comfortable. What if you need to clean in 3-4 rooms? Then you have to take the cord out, lug the cleaner to another outlet, it all takes time, making cleaning far more time-consuming than it should be.

Cordless vacuum, on the other hand, solves these problems in the blink of an eye. So, the main advantage of cordless vacuums is that they are cordless (well, duh!). The list, obviously, goes on.

10 reasons to choose a battery operated vacuum cleaner

As we said, this type of vacuums has more than one advantage. The absence of the cord opens many possibilities for cleaning – you’ll see it yourself.

Reason #1 – Size

Battery vacuum cleaner, especially the handheld one, is small. Like, really small. When I wanted to motivate my kid do cleaning better, a handheld vacuum was a way to go. For children, it feels like a game (which is why you yet have to oversee the process) because they can easily lift a cleaner and hold it steady while cleaning.

So yeah, size matters, and not only for kids but also for older people. With age, big heavy cleaners become difficult to lift and hold. That is not something you can say about small cordless vacuum since it can be easily held in one hand.

Reason #2 – Kid-friendly

Because of their size, they are not as dangerous if dropped (yeah, cleaner could be dangerous but not these ones). Big vacuums often cause this struggle for parents: it’s impossible to get over the thought ‘what is vacuum will fall, and a kid could get hurt in the process?’ Well, luckily here this is not the case.

Reason #3 – Easy to use

Because wireless vacuum has no cords, it eliminates a whole bunch of complications. You don’t get confused by how to plug in the cleaner so you can reach as much space as possible or how to not accidentally trip over the thing. That’s exactly what makes cordless vacuum suitable for children. Although let’s be real, it’s not like adults don’t struggle with cords.

Reason #4 – Deal with dirt everywhere

Okay, so the main problem with cords and vacuums is that cords limit you from cleaning in a whole bunch of place. This is too far from an outlet, this is too high, the cord is too short, and the list goes on and on. And let’s not forget that dirt lives not as much in open space but exactly in this impossible-to-clean areas. Wireless cleaner, however, deals with them just fine. Although do your homework to buy a best cordless vacuum and make sure it has different sizes of noses to clean both large and small areas.

Reason #5 – Comfortable transportation

I know people don’t usually carry their vacuums around. That is probably the reason why the transportation issues often are forgotten when buying a new vacuum. It’s all fun and games until it’s time to actually take a cleaner to another apartment and houses. That’s where problems start. Most vacuums with cords are big (even huge) so not only they are not comfortable to carry in hands but also they don’t fit into any car. To avoid that, think about transportation before you actually face the problem.

Rechargeable vacuum, as we discussed, are smaller, therefore, they are much easier to transport. Did I mention that you don’t have to worry about whether cord won’t be tangled? Now you might not fully appreciate this advantage, but when it comes to carrying the cleaner, you’ll definitely point it out.

Reason #6 – Pet-friendly

Now, if you have a pet (or a few), you know how they react to cords. Straight up, for them, it’s game time. How about going to the cord and playing with it? ‘Will do’, thinks your cat or dog and runs right to it. Now the entire cleaning process is in jeopardy because instead of thinking about how to reach every messy place, you have to watch your pet and keep cord as far as possible. That is not how productive work is done. Yeah, cordless stick vacuum could be a slight disappointment for your pet, but you’ll feel immediate reveal. Trust me.

Reason #7  – Takes care of the furniture

Because of no cord involved in the process, you can easily reach furniture now. Not just in one room but all of them. Like, everywhere. You can clean a sofa in one room then move one to bed on another right away, without thinking where to put vacuum, so it’s comfortable to reach both.

Reason #8 – Increases efficiency

That’s true. Cordless cleaners are not only time-savers but, what’s more important, they make cleaning process much more enjoyable. When you waste your energy on small but annoying decisions like where to but a cleaner cord, it adds up, and at the end, you swear to stay away from cleaning for as long as possible. Cordless vacuums are much easier that way.

Reason #9 – Prices

I don’t know why people still think cordless vacuums are more expensive than ordinary ones. Truth be told, cordless cleaning is not that innovative anymore, therefore, prices are just ordinary. As with any kind of vacuums, there are all ranges of models and costs: some are budgetary, some are premium, with WiFi support and a whole bunch of other additional functions. If you do a little research or take a look at best cordless vacuum 2018 reviews, you’ll definitely find something affordable.

Reason #10 – Cordless vacuums are fun

But you were supposed to figure it out by now, weren’t you? After long use of vacuums with cords, cordless models feel like music. It’s 2 in 1 – efficient and pleasant. I know, cord or no cord doesn’t seem like a big deal, but the truth is, when you don’t have to take these small annoying decisions like where to plug the vacuum, the cleaning becomes fun. It gets even better now that you can do it with kids and forget about keeping pets away from playing with cords.

Cordless vacuums are not something only for the tech-savvy to embrace. It’s not as much a trend now, rather commonplace, a universal must-have for family cleaning. Switching to a cordless vacuum seems like a small thing really, but you’ll see the difference when you get one.

This is a sponsored guest post. The views and ideas expressed in this article do not necessarily represent those of Mommy Ramblings.


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Signed, Makes it Easy to Send Real Cards In Your Own Handwriting

Do you like the ease of choosing and sending cards online, but want a way to make it more personal? I did, I found that with Signed. Signed is an online card concierge that allows me to choose a custom greeting card, write my own message, in my own handwriting and then have it sent to the recipient by regular mail. The entire process takes just a few minutes.

Let me show you how simple it was to choose, personalize and send a birthday card to my son, Ethan. I went to Signed’s website to choose my card.

I could choose by occasion, gender, age, relationship style or feature.

I wrote my message on a blank piece of paper and then took a photo of it with my phone. Then I could easily upload my photo to the Signed site. 

Once uploaded, I could position my signature and approve the way it looks. After that, I entered my son’s name and our mailing address. I was able to choose when I wanted the card sent. It arrived right on his birthday as I requested.

 

He was so surprised to get a card that was sent from his dad, myself and his siblings in the mail. He loved the design too!

 

All of Signed’s cards are designed by artists based in the USA.  The cards have the artist’s name and information printed on the back.  There are over 2400 custom designed cards by over 80 artists. Cards are printed in the USA on fine art paper that is made in small batches in Utah.

Cards can be ordered and sent from the comfort of your couch for only $4.95. That cost covers everything including the original stamp and USPS delivery.

You can stay in the loop with Signed on Facebook and Instagram. Let me know what you think of this great way to shop for and mail greeting cards.

This is a sponsored post and I was provided with an allotment of greeting cards in exchange for my honest review. As always, my words and opinions are 100% my own.

 

 


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The Best Slow Cooker Pulled Pork

If you love the savory flavor of tender, hickory brown sugar pulled pork, you will love how easy it is to make in your slow cooker, crock pot, pressure cooker or Instant Pot.

We used a very large over 8 lb pork roast for this, so we a larger amount of spices. You can adjust the recipe for smaller or larger cuts of meat.

The Best Slow Cooker Pulled Pork

Ingredients

  • 1 TBSP Kosher Salt
  • 2 TBSP Paprika
  • 1 TBSP Garlic Powder
  • 1 TBSP Black Pepper
  • 1/3 Cup Packed Brown Sugar
  • 1 Cup Water
  • Pork Shoulder Roast
  • 1 Large Bottle of Hickory Brown Sugar Barbecue Sauce

Instructions

  1. Stir together your rub ingredients in a bowl ( Kosher Salt, Paprika, Garlic Powder and Brown Sugar)
  2. Rinse and Pat Dry Your Roast
  3. Rub Roast with Spice Mixture
  4. Spray Slow Cooker with Oil Cooking Spray
  5. Place Roast In Cooker
  6. Add Water Down Side (Don't Rinse Rub Off)
  7. Cook on High for 5 to 6 Hours
  8. Shred Pork and Mix In Barbecue Sauce
  9. Serve on Rolls
https://www.mommyramblings.org/2018/04/16/slow-cooker-pulled-pork-recipe/

We made a video tutorial that will give you all of the specifics. Watch it below:

Let me know if you try this delicious recipe.


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8 Reasons You Should Use An Aromatherapy Diffuser

If you have been on the fence about getting an aromatherapy diffuser, this article might be the catalyst you need to make your decision. It is no doubt, you have heard many people talking about the health benefits of diffusing essential oils in their home. Below you will find 8 reasons why you should be using an aromatherapy diffuser in your home. 

cool mist humidifier and aromatherapy diffuser

 

Improves Mood

Did you know that diffusing certain types of essential oils can help improve your mood? It is true, they can make you feel energized, uplifted and even increase your focus. I love diffusing peppermint oil in the morning or when I am working on an important project. During the winter months when many suffer from seasonal depression, diffusing mood stimulating oils like peppermint, bergamot, grapefruit, lemon and orange can be very uplifting. In fact, those oils can be used daily in your diffuser to help enhance your mood and keep you feeling your best.

Relieves Stress

Just as the oils mentioned above can help to invigorate you, and elevate your mood, other oils are known for the way they can help you relax and unwind. Oils like lavender, chamomile, cedarwood, and ylang ylang can help you at the end of a tough day to soothe nervous tension.

Promotes Sleep

Taking into account the way certain oils can help you relax and unwind, diffusing oils in your bedroom can help promote a healthy, restful sleep. Lavender is well-known for helping you sleep better. In addition to diffusing it, you can add a few drops to your pillow case or into the wash when you launder your sheets.

Relieve Allergy Symptoms

Allergies can cause all kinds of respiratory issues. Did you know that using an aromatherapy diffuser can help ease scratchy throats, stuffy noses and clogged sinuses. Try oils like eucalyptus, tea tree, basil and peppermint to help you cope with irritating allergy symptoms. When you use a diffuser that is also a cool mist humidifier, the moisture it adds to the air will help you immensely.

Boost Immunity and Kill Germs

Did you know that certain oils when diffused can kill airborne germs?  Oils like tea tree, oregano, peppermint and lemon have powerful antimicrobials so they are perfect to diffuse during cold and flu season or when someone in your home is ill. They are also good to diffuse regularly to kill germs and help you stay healthy.

Freshen the Air in Your Home

Diffusing essential oils in an aromatherapy diffuser works to freshen the air in your home without the use of cancer causing and toxic chemical sprays. Diffuse scents you like to keep your home smelling its best. Lemon and other citrus oils not only create a pleasing citrus scent, but can even kill airborne germs.

Safer than Candles

Candles have been the cause of many home fires and can be a huge hazard in homes with children and pets. Aromatherapy diffusers are a safer alternative because they do not have an open flame. They also are cleaner than candles because they do not release smoke or suck oxygen out of your air.

Natural Insect Repellent

When you use your aromatherapy diffuser to diffuse oils like citronella, clove, lemongrass, rosemary and cedarwood you will find that mosquitoes, flies, fruit flies and moths stay away. Given these pesky insects can carry disease carrying germs, this is a huge health benefit of using an aromatherapy diffuser. So ditch the toxic bug spray and start diffusing.

These are just a few of the benefits of using an essential oil diffuser, there are many more. If you feel you are ready to try it out for yourself, you might like the Luna Top Fill Aromatherapy Diffuser by InvisiPure. This diffuser has a lot of features that make it a great choice.

One of the best things about the Luna is that it is also a cool mist humidifier. Not all aromatherapy diffusers are cool mist humidifiers and most cool mist humidifiers are not designed to diffuse essential oils like the Luna.  This means, the InvisiPure Luna Cool Mist Humidifier and Aromatherapy Diffuser will help put moisture back in your air as it diffuses your favorite oils. This is especially helpful during the winter and in dry climates. 

The InvisiPure Luna has a top fill design that makes it easy to fill and clean, in fact, the tank and all of the parts are easy to access and clean. You won’t have to use any type of cleaning brushes or tools to clean the Luna.

Check out all the features:

  • Ultrasonic top fill cool mist humidifier with magnetic suspension technology
  • 2.5L water tank
  • Lab tested and certified BPA FREE
  • Safe to use with all essential oils
  • Patented top fill water tank design for easy filling and cleaning
  • 360 degree adjustable mist nozzle
  • Automatic shut off when the water tank is removed or low on water
  • Seven color LED night-light can easily be cycled or turned on and off
  • Easy to use touch button controls for power, 3 timer settings, and 3 mist levels
  • Compact and lightweight in design that can be moved from any room in your home or office
  • Run Time: 58 hours(Low), 17 hours(Med), 10 hours (High)
  • Unit measures 7.95 x 7.95 x 10 inches and weighs 2.3 lbs. Power input: 110-240V.

 

This is a sponsored post, as always my words and views are 100% my own.


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Gardenite Nozzle Hand Sprayer Giveaway

I cannot believe it is Easter weekend and it is still so awful out, we had freezing rain the other night and we might be getting more snow on Monday. When I ordered my new garden hose sprayer, I did not anticipate we would still be having winter weather.

While I have not been able to try it outside. I am very happy so far with my Gardenite Nozzle Hand Sprayer. It is very well made. It is solid metal with a baked enamel finish and you will never mistake it for a cheap plastic nozzle when you pick it up.

I like that it has 10 different spray patterns so I can accomplish a large amount of tasks. It even has an adjustable water flow control knob so you can adjust from low to high depending on what you are spraying.

The Gardenite Garden Nozzle was designed with an ergonomic soft rubber comfort grip so your hands won’t get tired or sore.

I cannot wait for it to really turn to spring here so I can test this baby out and clean up after all of winter’s mess. I have so much to do and one of the first things is to wash our cars. After that I want to wash off the driveway, wash patio furniture and then wash windows and start raking the flower beds. The adjustable spray and flow will allow me to tackle tough dirt and to put it on a gentle shower to water flowers.

Giveaway:

You can enter the giveaway below for your chance to win your own Gardenite Nozzle Hand Sprayer.  Good luck, let me know what you think of this nozzle.

Gardenite Nozzle Hand Sprayer #7

 

This is a sponsored post, as always my words and views are 100% my own.


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Happy Lights are Perfect For Home and Recreational Use #Giveaway

When a product is practical and cute, you have a win-win. Happy Lights by Delaware Lane are just that! These LED lights look like an incandescent light bulb, but they are battery-powered LED lights. Their cheerful smiling faces are reminiscent of the smiley face icons from the 70’s.

These lights hang from a long string that you attach to the ceiling making them perfect to use for lighting up  dark closets and spaces. Beyond that, they are great to take camping and to use as tent lights or to keep in an emergency kit. Since they are battery-powered they are perfect to use during power outages.

Since these lights hang from a long string, be careful when using them in areas with young children. The lights remain cool to the touch. Happy Lights are a good choice to use in outdoor structures like sheds and boat houses.

 

The lights use 3 AAA batteries. To turn the light on and off , you simply pull themThey light up dark areas very nicely. I plan to put mine in a dark hall closet that I have.

You can see more about how these lights work in my video below:


Giveaway:

Happy Lights by Delaware Lane on Mommy Ramblings

Delaware Lane is sponsoring a giveaway on Mommy Ramblings! One lucky blog reader will win 2 LED Happy Lights by Delaware Lane! Thank you to the company for the review lights and for sponsoring this brilliant giveaway on Mommy Ramblings! Open to US Residents.

2 LED Happy Lights by Delaware Lane Giveaway on Mommy Ramblings Rules:

Please enter for your chance to win using the Rafflecopter widget below. Good Luck!!!

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Advantages and Disadvantages of Reverse Mortgages

Reverse Mortgage Ins and Outs

When it comes to home loans you have a choice between a traditional loan or a reverse mortgage, which is also sometimes called a home equity conversion mortgage (HECM). A reverse loan may look appealing at first, but you need to understand exactly how it works before you enter into a legal loan contract. The ins and outs of reverse mortgage agreements are briefly outlined below.

Closing Costs And Fees do Exist When You Sign a Reverse Mortgage Agreement

You may not realize it at first because the fees are “hidden”, but reverse mortgages do have closing costs. The reason those fees are not readily apparent is that they are taken off the top from the loan money received, as opposed to paid by you at a later date. You must be cognizant of those fees before signing an agreement with your lender or you may not receive the amount of loan money you initially expected.

Interest costs are also a concern when it comes to these types of home loans. Reverse mortgages do not come with the same monthly repayment obligations of traditional loans. However, since they take longer to pay off, interest has longer to accumulate. As a result, you will wind up paying far more than the initial loan amount in the long run.

HECMs May Not Convert All Home Equity to Cash

Another issue you must know about before signing a reverse loan agreement is that you can borrow against some of your home equity, but not all of it. There is a borrowing limit established by lawmakers to protect both borrowers and lenders from entering into unrealistic contracts. Your age, your home’s total value, and other aspects of your exact situation will be used to determine the total loan amount you can receive through an HECM. Therefore, the total amount which can be borrowed will vary greatly from one homeowner or property to another.

It is Very Difficult to Default on a Reverse Mortgage

A traditional case of defaulting on a home mortgage involves missed monthly payments. When payments are missed the lender can threaten to take the home away. Reverse mortgages have no such default risks. However, it is possible to default on them in another way.

Although you can’t miss a monthly payment on an HECM because they are not required in the first place, you are obligated to live in the home for the duration of the loan. If you choose to move out, are obligated to move out for medical reasons, or pass away the loan will go into default. However, the assets of you and your family cannot be taken by the lender to make up the remaining loan balance. Only the home itself can be sold. If a balance still exists after the sale of the home it will be erased by the lender.

Your Will Still Own Your Home

If the idea of selling your home and downsizing by moving to a small apartment in order to get extra money during retirement doesn’t appeal to you, you aren’t alone. Many people do not want to sell their homes. A reverse mortgage offers an excellent alternative because you will get additional money for living expenses while still retaining home ownership.

You Can Customize the Money Received Through the HECM

A final point to consider is that HECM money received can be customized to suit your requirements. For instance, you can create a credit line and borrow money against your home equity as it is needed. Alternatively, you can set up annuity payments, which will be made to you on a regular basis. If you have a major expense come up you can also ask for one large payment from the lender. The exact money transfer terms will be your choice.

This is a sponsored guest post that does not necessarily represent the ideals or views of Mommy Ramblings.

 

 

 

 


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